Jack and his wife Edith, Note on back says the girls are Maureen and Gladys. These must be daughters of Edith's first marriage.
See:
Descendants of John Hotchkin of Guilford, CT
Also Includes: Smith Family of Ossian, NY; Hendrick Family of Vermont; Edwards Family of Newberry, SC; Sanford Family of North Haven,CT; Hotchkin Family of Spalding, England; Wythe Family of Vermont